Behind on Mortgage Payments with NO Equity ... Facing Foreclosure?Foreclosure in Texas; compared to many states, is extremely easy and the process moves rather quickly. The entire process from start to finish could take three months or less. We can help you TODAY. It's Urgent that You take Immediate Action!
The "Forensic Mortgage" SolutionThe "Forensic Mortgage" solution is for owners who can no longer afford to keep their mortgage payments current and do not want to be foreclosed. We will complete an preliminary "Forensic Mortgage Audit" and give you a list of options unique to your situation. Our initial consultation and mortgage audit (A $1500 VALUE) is ABSOLUTELY FREE to you.Why avoid Foreclosure?It can ruin your credit for 7 to 10 years and will likely always have to be disclosed to future creditors. Also, your lender(s) could file deficiency judgment(s) against you within 2 years for the difference owed after they sell your home at auction. The deficiency judgment can include all the bank's expenses as well. Short Sales normally show "paid as agreed" on your credit report and deficiency judgments are not normally filed against you later after the Short Sale. Also, in general, restructuring plans on a mortgage, whether in the form a forbearance, modification or short sale, have a relatively insignificant effect on your credit score. If a servicer reduces your loan amount from 10-to-30%, your credit score can actually increase by 3 to 18 points, depending upon your initial standing. The credit score increases because the total amount of debt owed is reduced, and the borrower becomes inherently more reliable. However, Foreclosure and Bankruptcy can more severely affect your credit score. If a borrower, who maintains good credit, is Foreclosed, his or her credit score can decrease by as much as 140 points. Bankruptcy for someone in good credit standing results in a reduction of about 365 points on average and a mark on the credit file for 7 to 10 years.It does not matter how far behind you are ... You Must Act Now!It does not matter how far behind you are, the size of your mortgage, your income, your credit history, if your lender(s) have already told you NO way, or if you have been unable to get help before. We have solutions, and we get results fast! We will talk with your lender, handle the paperwork, get an immediate stop to your foreclosure, then negotiate the best plan for you. We can save your home from foreclosure and eliminate any potential collections, but you must act quickly if you have missed (or are about to miss) any mortgage payments.Order my FREE report below:How You Can Legally Stop Your ForeclosureThese are the things you absolutely MUST know RIGHT NOW if you are behind on your mortgage payments. Don't wait until it is too late.
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